I lost money in an online or UPI fraud. What should I do to get it back?

₹29.00

For victims of UPI, card, online banking or investment frauds. Explains what to do in the first hours, how to use 1930 and your rights against your bank.

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Description

You have lost money through a fake call, link, UPI collect request, investment app or online shopping scam. What you do in the first few hours decides whether the money can be frozen and recovered. This answer explains how to report on the national cyber fraud helpline and portal, your rights under Reserve Bank of India rules on unauthorised transactions, how frozen money is released, and how to escalate against your bank.

What the answer covers

  • A first 24 hours action checklist
  • How 1930 and the cyber crime portal work
  • When your liability can be zero under RBI rules, and the reporting deadline
  • How frozen money is released to victims
  • Escalating to the RBI Ombudsman
  • Scams that target fraud victims a second time

General legal information, not legal advice. Instant PDF after payment.

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