LLexfolio

Certificate Course in Cyber Fraud Safety for Families and Senior Citizens

Categories: Certificate courses
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About Course

Every week, careful and intelligent people in India lose savings to calls, links and apps that look completely genuine: a “bank officer” who knows their account number, a “CBI officer” on video announcing a “digital arrest”, a part-time job that pays ₹150 before swallowing ₹50,000, a loan app that sends morphed photos to every contact. Most losses happen because people do not know a few simple rules, and do not know what to do in the first hour after the money goes. This course gives your whole family both: the habits that stop scams, and the exact legal steps that give you the best chance of getting money back.

What you will learn

  • How the common scams in India work: UPI and QR code tricks, fake KYC, fake customer care, screen-sharing apps, “digital arrest”, parcel, job, investment, loan app, sextortion, SIM swap and deepfake voice scams
  • Why your UPI PIN is never needed to receive money, and other rules that stop most frauds
  • Phone, account and bank settings: 2FA, app permissions, alerts, limits and a safe account structure
  • How to use 1930, cybercrime.gov.in and Sanchar Saathi (Chakshu, lost phone blocking, connections in your name)
  • Exactly what to do in the first hour after a fraud, and what evidence to keep
  • RBI’s customer liability rules today and the new rules from 1 January 2027, and the RBI Ombudsman under RB-IOS 2026
  • How to file an FIR, zero FIR or e-FIR under Section 173 BNSS, and the offences under the BNS and IT Act
  • How to protect elderly parents and get fake profiles and intimate images removed within 2 hours

Who this course is for

Families, senior citizens and their grown-up children, homemakers, small business owners who accept digital payments, and college students. No legal or technical background is needed. If you use a smartphone and a UPI app, this course is for you and the people you care about.

How the course works

6 modules, 18 lessons, with a quiz of 5 questions after each module. Every lesson uses Indian examples, ends with key takeaways and can be read on a phone. The last module is a practical toolkit with checklists, a step-by-step plan after a fraud, and model formats for complaints to the bank, the police and online platforms.

How the certificate works

  • A final test of 30 multiple-choice questions, mostly real-life situations, with a 45-minute time limit
  • Pass mark 60%; you can retry if you do not pass
  • On passing, you receive a Lexfolio certificate with a unique ID that anyone can verify online at lexfolio.in/verify-certificate/
  • It is a certificate of completion from Lexfolio, not a degree, diploma or professional qualification

This course is for education and general information, not legal advice for a specific case. Law as on 29 October 2026. For your own case, consult a lawyer or your District Legal Services Authority (NALSA helpline 15100).

Access: after payment, open My account > Courses and start learning. Lifetime access.

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What Will You Learn?

  • Recognise the main cyber scams in India and their warning signs
  • Use UPI, QR codes and cards safely; the PIN is only for paying
  • Set up 2FA, phone settings, alerts and limits for the whole family
  • Use 1930, cybercrime.gov.in and Sanchar Saathi tools correctly
  • Act in the right order in the first hour after a fraud
  • Apply RBI liability rules now and from 1 January 2027
  • File with the RBI Ombudsman and file an FIR, zero FIR or e-FIR
  • Protect elderly parents and get harmful content removed in 2 hours

Course Content

Module 1: How cyber fraud works and why families are targeted
Why ordinary families lose money online, the scammer's playbook of fear, urgency and greed, and the everyday payment scams built around UPI, QR codes, fake KYC, fake customer care and screen-sharing apps.

  • Lesson 1.1: Why this course matters and how it works
  • Lesson 1.2: The scammer’s playbook: fear, urgency, greed and isolation
  • Lesson 1.3: Payment scams: UPI, QR codes, fake KYC, fake customer care and screen-sharing apps
  • Module 1 quiz

Module 2: Scams that use fear and impersonation
How 'digital arrest' and parcel or courier scams work, why SIM swap and deepfake voice calls are so effective, and how to respond to sextortion and get intimate or impersonating content removed within 2 hours.

Module 3: Scams that use greed and need: jobs, investments and loan apps
How part-time job and task scams, fake investment and trading apps, and illegal loan apps trap students, homemakers and families, and the checks and rights that protect you, including RBI's rules on recovery agents.

Module 4: Prevention habits and phone, bank and account settings
The everyday habits and settings that make a family hard to defraud: UPI and card safety, two-factor authentication and passwords, and government tools such as Sanchar Saathi, Chakshu and lost phone blocking.

Module 5: After a fraud: the first hour, RBI rules, the Ombudsman and the police
Exactly what to do in the first hour after a fraud, how RBI's customer liability rules work today and from 1 January 2027, how to use the RBI Ombudsman under RB-IOS 2026, and how to file an FIR, zero FIR or e-FIR for the right offences.

Module 6: Protecting your family: a practical toolkit
How to talk to elderly parents and set up their phone and bank accounts safely, special protection for students and small businesses, and a practical toolkit with checklists, a step-by-step plan and model complaint formats.

Final Assessment and Certificate
Pass the final assessment with 60% or more to receive your certificate of completion. You have 3 attempts.

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