LLexfolio

Home Buyer’s Legal Certificate Course: Title, RERA, Registration and Home Loans

₹399.00 (approx. US$4.20)

International buyers: the price is approximate in US dollars. Payment is taken in INR (cards, UPI and wallets via Razorpay), and your bank converts at its own rate. Access is instant and never expires.

A practical course for home buyers in India on title checks, approvals, RERA, the builder-buyer agreement, stamp duty, registration and home loans. Learn what to check before you pay, what to do when things go wrong, and earn a verifiable Lexfolio certificate of completion.

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Course access within minutes of payment, from My account
Verifiable certificate with a unique ID on passing the final test
Secure payment by UPI, cards and net banking (Razorpay)
Email support at support@lexfolio.in; see our refund policy

Description

A home is the biggest purchase most Indian families make, and the most common place to lose money through avoidable mistakes: paying for a plot on a power of attorney, accepting years of builder delay without claiming interest, buying a flat with no occupancy certificate, or signing a one-sided builder agreement. This course shows first-time buyers, resale buyers and NRIs exactly what to check, which law protects them, and which forum to approach, with section numbers, time limits, checklists and model letters.

What you will learn

  • The types of property you may be offered: freehold, leasehold, authority allotments, co-operative society flats and builder apartments
  • How to verify title: chain of title, encumbrance certificate and the rights of legal heirs
  • Why mutation is not title (Jitendra Singh, 2021) and power-of-attorney sales do not convey title (Suraj Lamp, 2011)
  • Approvals to demand: land use, sanctioned map, completion and occupancy certificates
  • RERA protections: project registration, carpet area, the 10% advance cap, Section 18 refund or interest, and Section 31 complaints
  • Red flags in the builder-buyer agreement and how to respond
  • Registration under Sections 17 and 49 of the Registration Act, TDS on purchase, and RBI home loan rules on prepayment, documents and insurance
  • Resale checklists, taking possession, society transfer, choosing the right forum, and model letters

Who this course is for

First-time flat and plot buyers, families buying resale homes, NRIs and OCI cardholders buying in India, and anyone facing builder delay, defects, a stuck society transfer or a home loan dispute. No legal background is needed.

How the course works

6 modules and 18 self-paced text lessons with worked examples from Indian cities. Each module ends with a 5-question quiz. The final module includes step-by-step action plans, checklists and model letters you can adapt.

How the certificate works

  • Final test of 30 multiple-choice questions, mostly practical scenarios
  • 45 minutes, pass mark 60%, retry allowed
  • Certificate with a unique ID, verifiable online at lexfolio.in/verify-certificate/
  • This is a certificate of completion issued by Lexfolio, not a degree, diploma or professional qualification

This course is for education and general information, not legal advice for a specific case. Law as on 29 October 2026. Stamp duty, registration fees and many procedures vary by state.

Access: after payment, open My account > Courses and start learning. Lifetime access.

Access: after payment, open My account > Courses (or the course page) and start learning. Lifetime access to this course.

Free guides for this course

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